---
title: "Health Insurance by State"
id: "8413"
type: "page"
slug: "health-insurance-by-state"
published_at: "2026-10-29T14:29:50+00:00"
modified_at: "2026-10-29T15:57:58+00:00"
url: "https://healthinsurancenow.com/health-insurance-by-state/"
markdown_url: "https://healthinsurancenow.com/health-insurance-by-state.md"
excerpt: "Health Insurance Now helps individuals, families and the self-employed compare coverage in the states we serve. Pick your coverage type and state below to see local rules, carriers and typical costs. Get a Free Quote COBRAShort-TermPrivate COBRA Health Insurance by..."
---

# Health Insurance by State

Health Insurance Now helps individuals, families and the self-employed compare coverage in the states we serve. Pick your coverage type and state below to see local rules, carriers and typical costs.

[Get a Free Quote](https://healthinsurancenow.com/contact-us/)

## COBRA Health Insurance by State

COBRA lets you keep your former employer’s group plan after leaving a job or losing hours. Rules and costs vary by state, so start with your state’s guide.

[ArizonaCOBRA in Arizona→](https://healthinsurancenow.com/cobra-insurance-arizona/)
[ColoradoCOBRA in Colorado→](https://healthinsurancenow.com/cobra-insurance-colorado/)
[GeorgiaCOBRA in Georgia→](https://healthinsurancenow.com/cobra-health-insurance-in-georgia/)
[IowaCOBRA in Iowa→](https://healthinsurancenow.com/cobra-health-insurance-in-iowa/)
[MichiganCOBRA in Michigan→](https://healthinsurancenow.com/cobra-insurance-michigan/)
[New YorkCOBRA in New York→](https://healthinsurancenow.com/cobra-insurance-ny-nyc/)

[GuideArizona COBRA Cost Guide — what COBRA costs in Arizona and how to estimate your bill→](https://healthinsurancenow.com/cobra-insurance-arizona-cost-guide/)

## Short-Term Health Insurance by State

Short-term plans can bridge a gap in coverage, such as between jobs. Availability and plan limits depend on state rules.

[ArizonaShort-term in Arizona→](https://healthinsurancenow.com/short-term-health-insurance-in-arizona/)
[FloridaShort-term in Florida→](https://healthinsurancenow.com/short-term-health-insurance-in-florida/)
[GeorgiaShort-term in Georgia→](https://healthinsurancenow.com/short-term-health-insurance-in-georgia/)
[IllinoisShort-term in Illinois→](https://healthinsurancenow.com/short-term-health-insurance-in-illinois/)
[IndianaShort-term in Indiana→](https://healthinsurancenow.com/short-term-health-insurance-in-indiana/)
[MichiganShort-term in Michigan→](https://healthinsurancenow.com/short-term-health-insurance-michigan/)
[MissouriShort-term in Missouri→](https://healthinsurancenow.com/short-term-health-insurance-in-missouri/)
[North CarolinaShort-term in North Carolina→](https://healthinsurancenow.com/short-term-health-insurance-in-north-carolina/)
[OhioShort-term in Ohio→](https://healthinsurancenow.com/short-term-health-insurance-in-ohio/)
[TexasShort-term in Texas→](https://healthinsurancenow.com/short-term-health-insurance-in-texas/)

## Private Health Insurance by State

Private plans you buy on your own, outside an employer. See options for individuals, families and the self-employed in your state.

[AlabamaPrivate insurance in Alabama→](https://healthinsurancenow.com/private-health-insurance-in-alabama/)
[CaliforniaPrivate insurance in California→](https://healthinsurancenow.com/private-health-insurance-in-california/)
[ColoradoPrivate insurance in Colorado→](https://healthinsurancenow.com/private-health-insurance-in-colorado/)
[FloridaPrivate insurance in Florida→](https://healthinsurancenow.com/private-health-insurance-in-florida/)
[IllinoisPrivate insurance in Illinois→](https://healthinsurancenow.com/private-health-insurance-in-illinois/)
[LouisianaPrivate insurance in Louisiana→](https://healthinsurancenow.com/private-health-insurance-in-louisiana/)
[NevadaPrivate insurance in Nevada→](https://healthinsurancenow.com/private-health-insurance-in-nevada/)
[New YorkPrivate insurance in New York→](https://healthinsurancenow.com/private-health-insurance-in-new-york/)
[PennsylvaniaPrivate insurance in Pennsylvania→](https://healthinsurancenow.com/private-health-insurance-in-pennsylvania/)
[UtahPrivate insurance in Utah→](https://healthinsurancenow.com/private-health-insurance-in-utah/)
[VirginiaPrivate insurance in Virginia→](https://healthinsurancenow.com/private-health-insurance-in-virginia/)

## Frequently Asked Questions

Which type of coverage is right for me?It depends on your situation. COBRA keeps your old employer plan, short-term plans can cover a temporary gap, and private plans offer longer-term individual or family coverage. An advisor can help you compare.

Why do the rules differ by state?Each state sets some of its own insurance rules, such as how long continuation coverage lasts or whether short-term plans are allowed, so options in one state may not exist in another.

Don’t see your state?We list the states we currently serve. Contact us and we’ll let you know what options may be available to you.

## Not sure where to start?

Talk to our team and get help comparing plans in your state.

[Contact Us for a Quote](https://healthinsurancenow.com/contact-us/)