If you are under 65 & not looking for Medicaid or Medicare or don’t have pre-existing conditions, we can HELP!

Live Agents Available Now! Get a Quote in 5 Minutes.
Get a Quote
Menu
Get a Quote

Buy the Best Private Health Insurance Plans in Pennsylvania at Discounted Prices

Don’t leave your family’s future to chance. Get the private health insurance coverage you need in Pennsylvania, right now.
  • 30%-50% cheaper than Marketplace plans with the same level of protection and coverage.
  • We compare 25 carriers to get you the best quote, not just 1.
  • Providing health insurance for 25 years.

Call our local hotline immediately to speak with a licensed specialist.
Receive a custom quote in just 5 minutes over the phone.
Live agents are standing by and available now!

Get Your Free Quote Now

  • Call our local hotline immediately to speak with a licensed specialist.
  • Receive a custom quote in just 5 minutes over the phone.
  • Live agents are standing by and available now!

Receive a quote in 5 Minutes over the phone.

How Much Does Coverage Cost in Pennsylvania?

  • Private health insurance plans are often 30%-50% cheaper than Marketplace plans while offering a comparable level of protection and coverage for residents of Pennsylvania.
  • Imagine only paying for what you need. These plans offer massive flexibility for you and your family.
  • The fastest way to figure out your costs is to call our hotline now and get a quote in 5 minutes or less over the phone.

How To Buy Low-Cost Coverage Online in Pennsylvania: The Enrollment Process

We know that insurance jargon can be confusing. That’s why we have stripped away the complexity for people searching for coverage. When you work with Health Insurance Now, you get a partner who handles the heavy lifting for families across Pennsylvania.

1

The Consultation

You call our hotline or request a quote. You speak to a live, human expert—not a robot.

2

The Match

We input your needs into our proprietary software, scanning 25+ top-rated carriers available in Pennsylvania.

3

The Selection

We present you with the best options. You compare them side-by-side with our guidance.

4

The Enrollment

We handle the paperwork. You can often be approved and covered in 24 to 48 hours in Pennsylvania.
We are faster, friendlier, and more focused on your needs than any algorithm could ever be.

The Advantages of These Plans

When you switch to the private market with Health Insurance Now, you aren’t just saving money; you are upgrading your access to care. Here are the distinct advantages of these plans.

Massive Cost Savings

You can expect to save around 30-50% on one of these plans compared to a Marketplace plan with a similar deductible. Because private plans can base rates on a wider set of criteria, healthy individuals and families in Pennsylvania are not forced to subsidize high-risk pools. This keeps more money in your pocket every month.

Flexibility and Speed

Government plans restrict you to an “Open Enrollment” window. If you miss it, you are out of luck for the year unless you have a “Qualifying Life Event.”

With us, you can enroll anytime. Coverage is available year-round. You do not have to wait for a specific time of year to protect your family in Pennsylvania.

Superior Doctor Access (PPO Networks)

Have you ever been told your doctor “doesn’t take your insurance”? It’s a terrible feeling. Marketplace plans often rely on narrow HMO networks that restrict you to a small list of providers in your immediate zip code.

In contrast, 90% of all doctors readily accept these plans. With a private PPO health insurance plan’s PPO network, you generally have nationwide coverage, including access for Pennsylvania residents. You can see the specialists you want, where you want, without needing a referral to get in the door.

Coverage for Pre-Existing Conditions

Many people fear leaving the Marketplace because of health history. However, the private market has evolved. Today, there are many plans where pre-existing conditions are not a barrier to entry. In fact, many clients in Pennsylvania are surprised to find that pre-existing conditions do not matter for eligibility on many of our specific plan types. While they can enroll you and cover anything that occurs after enrolling in the plan, like any other health insurance, they will not cover the specific pre-existing conditions that you already had. We can find the right policy where you will not be turned away.

Why Choose Health Insurance Now?

You might be asking, “Why shouldn’t I just go directly to an insurance carrier?”

The answer is simple:

1

Comparison shopping

If you call an insurance carrier directly, their agents are paid to sell you their specific product, whether it is the best fit for you or not. They have a limited menu. At Health Insurance Now, we are not bound to just one carrier. We don’t force specific carriers on you. We work for you, not the insurance companies.

2

We hold your hand, even after you sign up

We provide a true “hand-holding” customer experience. From the moment you call our hotline to the moment your policy is issued—and even after your enrollment—we are here to help. We are your advocates in a complicated system.

Our clients choose us for three undeniable reasons:

We Are Cheaper

By comparing the top 25 most affordable carriers, we often find rates that single-carrier agents can’t match.

We Offer More Coverage

We ensure you get more of what you need and less of what you don’t. Pay only for what you need.

We Are Faster

We value your time. Our process is streamlined to get you covered without the headache.
Our health insurance brokers have been helping individuals and families for over 25 successful years, helping individuals and families navigate the complex world of healthcare. Our role is that of a trusted broker and advisor. We use proprietary matching software to search over 25 different carriers (or whatever is available in your specific state such as Pennsylvania) to custom-build policies based on your health and affordability.

Who Benefits from Private PPO Health Insurance Coverage?

One of the most common misconceptions is that private insurance is exclusive or difficult to qualify for. The truth is, these plans are an incredible solution for a vast array of Americans living in Pennsylvania.

The Self-Employed and Freelancers

If you make too much money to qualify for government subsidies, Marketplace plans can be astronomically expensive. Private insurance often offers a much more rational price point for the self-employed.

Early Retirees

If you have retired but aren’t yet 65 and eligible for Medicare, you need a bridge. Private plans are often the perfect solution.

Small Business Owners

You need to protect yourself and your bottom line. We can structure plans that keep your business healthy, too.

Families and Students

Whether you have a child going to college out of state or you travel frequently, the nationwide networks often found in private PPO network plans are essential.
Whatever your situation—whether you are losing employer coverage, your current insurance has become unaffordable, or you currently have no insurance at all—we have a solution.

The Reality Check: Why You Can’t Wait

Let’s be honest: nobody plans on getting sick. Nobody schedules a car accident. These life-altering events strike without warning. Yet, millions of Americans gamble with their financial future every day by delaying their health coverage.

The cost of inaction is staggering. Did you know that medical bills are the number one reason people file for bankruptcy in America?

$7,500+

Broken Leg

Average cost

$30,000

3-Day Hospital Stay

Average cost

$100,000+

Cancer Treatment

Can reach

137M

Americans in Medical Debt

Estimated

Consider the numbers: according to government data, the average cost of fixing a broken leg can easily reach 7,500. A simple 3-day hospital stay averages around 30,000.

Currently, an estimated 137 million Americans are struggling with medical debt.

Can I buy coverage in Pennsylvania now? Yes, and you absolutely should. The risk of waiting is simply too high for you or your family in Pennsylvania to bear.

What Exactly Is Private Health Insurance?

If you have been frustrated by government-run options, you are not alone. Simply put, private health insurance is coverage that is not offered through the government’s Marketplace (ACA).

When you shop through the Marketplace, the government acts as a gatekeeper.

Private health insurance opens the door to a wider world of healthcare.

With this type of coverage, customization is key. You aren’t forced to pay for coverage elements you will never use.

There are nearly 75 million people in this country currently enrolled in private health insurance plans.

Don’t Risk Another Day Uninsured

The healthcare landscape is changing, and costs are rising. But you do not have to face it alone. Whether you are looking for the best plans in Pennsylvania, California, Texas, Florida, or anywhere in between, Health Insurance Now has the network and the knowledge to get you covered.

You have a choice. You can risk financial ruin by staying uninsured, you can overpay for a restrictive government plan, or you can take control of your health with a private plan designed for you.

Get a quote today. It takes less than 10 minutes to secure your peace of mind.

Call our hotline now. Let our family help protect yours.

Frequently Asked Questions (FAQ)

Get answers to the most common questions about private health insurance.
How can I buy coverage online?
Yes, you can start the process online, but we recommend speaking with one of our licensed agents.
Actually, private health insurance is often much cheaper than the alternative.
Absolutely. Eligibility rules for pre-existing conditions vary by plan.
Most Marketplace plans are HMOs which restrict you to a small local network.
No. That is one of the biggest advantages of this coverage.
When you work with Health Insurance Now, we compare over 25 different carriers to ensure you get the best coverage available.

Looking for Immediate Help?

Call our hotline — agents are standing by right now.  Get a quote in 5 minutes!