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Private Health Insurance for Travel Nurses That Protects Your Health and Your Career

  • When your career takes you across state lines, everything depends on your mobility—your time, your energy, and your physical well-being. Without a stationary employer’s permanent benefits, the responsibility of securing reliable, portable coverage falls entirely on your shoulders.
  • At Health Insurance Now, we specialize in helping nomadic healthcare professionals, including travel nurses, per diem RNs, and traveling therapists, find the best private health insurance for travel nurses at the most competitive rates available.
  • You care for your patients. Let us help you protect your lifestyle.

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Travel Nurse Health Insurance Plans & Pricing

Individual Plans
Starting as low as $150–$490 per month

Pricing varies based on coverage level, deductible, maximum out-of-pocket, and benefit limits.

Member + Spouse Plans
Typically range from $257–$590 per month

Flexible plan designs allow you to choose the right balance of protection and affordability for your duo.

Family Plans (Including Children Under 26)
Approximately $370–$1,100 per month

Coverage levels can be adjusted to fit your household’s needs and budget, even while on assignment.

Optional Add-Ons Available

Vision, dental, and life insurance coverage can often be added for additional protection.

How Does Private Health Insurance for Travel Nurses Work?

No matter where your next contract takes you—from bustling metro hospitals to rural clinics—we can help.

We understand what it means to manage your own benefits while moving between staffing agencies. You don’t have a permanent HR department guiding you through transitions. That’s where we step in.

Our team works one-on-one with traveling medical professionals across the country. We guide you through every step of the process, explaining your options clearly and helping you choose only the coverage you actually need—nothing unnecessary, nothing inflated, and crucially, nothing that expires the moment your contract ends.

You get real human support, personalized recommendations, and a streamlined enrollment process designed to protect both your health and your professional autonomy.

Your Best Options for Medical Insurance for Travel Nurses

Medical insurance for travel nurses gives you the flexibility that traditional agency-provided plans often lack.

Private PPO Network options are available in many states, often with nationwide networks and access to specialists without referrals—perfect for those who move frequently. You can enroll year-round without waiting for government open enrollment windows or a new contract start date.

Our process includes:
  • A quick consultation with a licensed agent
  • Side-by-side plan guidance for multi-state coverage
  • A comparison of 25+ carriers (where available in your state)
  • Fast enrollment, often with coverage beginning quickly
Whether you are healthy and looking for lower monthly premiums or need coverage tailored to your specific travel lifestyle, we match plans to your real-world needs.

What Determines Private Health Insurance Costs for Travel Nurses?

One of the biggest concerns for traveling professionals is cost.

Private health insurance for travel nurses cost varies based on age, state of residence, health history, and plan type. However, many of our clients are surprised to discover that private options can be significantly more affordable than COBRA or unsubsidized Marketplace plans with similar deductibles.

Instead of being placed into a broad risk pool, private plans may allow for more individualized rating structures. That often means healthy, active nurses can access more competitive pricing.

The fastest way to determine your actual cost is simple:

Call our hotline and receive a personalized quote in 5 minutes.

No guesswork. No confusing online forms. Just clear numbers and real options.

Find Affordable Private Health Insurance for Travel Nurses

You could navigate the market alone, or you could let an expert handle the heavy lifting. For over 25 years, Health Insurance Now has guided individuals and families across the country through the complexities of healthcare coverage.
Here is the Health Insurance Now difference:

Unbiased Comparisons

We compare 25+ carriers. Because we aren’t tied to a single insurance company, we work exclusively for you—not the provider.

Top-Tier Multi-State Options

Our proprietary comparison tools allow you to evaluate the best plans with nationwide networks side-by-side to find the perfect fit for your travels.

Speed & Efficiency

Our enrollment process is streamlined to get you covered without the wait between contracts.

Real Human Connection

Forget bots and confusing portals. You get access to licensed specialists ready to guide you personally.

Lifetime Support

We stay by your side long after you sign up. Whether you have billing questions or need coverage clarification at a new location, we are here to help.
With Health Insurance Now, you aren’t just buying a policy—you’re gaining a dedicated advocate.

Why You Shouldn’t Wait

As a travel nurse, time off between contracts means no agency coverage. A single hospital stay or injury can create medical bills large enough to disrupt your savings and your ability to take future assignments.

Medical debt remains one of the leading causes of financial hardship. Without proper, portable coverage, even routine emergencies can create long-term financial strain.

You protect your patients.

You protect your career.

Now protect yourself.

Frequently Asked Questions (FAQ)

Get answers to the most common questions about private health insurance for travel nurses.

Can I get private health insurance if I am a travel nurse?
Yes. Working as a contractor or through agencies does not prevent you from qualifying for private coverage. We help travel nurses secure plans in most states year-round that stay with them regardless of their current agency.
Costs vary depending on your age, location, health status, and coverage level. Many travelers find private PPO plans more cost-effective than taking agency-offered insurance or COBRA. A quick phone consultation provides exact pricing.
Private health insurance options are often available year-round. You typically do not need to wait for a “Qualifying Life Event” or the standard Open Enrollment period to secure coverage.
Many of the private plans we offer utilize nationwide PPO networks, which are ideal for travel nurses who need access to doctors and facilities in multiple states without out-of-network penalties.
Agency plans often end the moment your contract is over. We compare multiple carriers to find permanent, portable coverage that stays with you, giving you the freedom to switch agencies without losing your doctors.

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