Privacy Policy
Effective Date: February 24, 2026
Health Insurance Now (“Company,” “we,” “us,” or “our”) is the approved DBA of United Enrollment Services LLC, a Florida limited liability company. We are a licensed health insurance brokerage agency (License No. L104804) operating in approximately 45 states.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, https://healthinsurancenow.com/ (the “Website”), and when you submit information through our forms or otherwise communicate with us.
If you do not agree with the terms of this Privacy Policy, please do not use our Website.
1. Information We Collect
We collect information that you voluntarily provide to us when you submit an inquiry through our Website.
Personal Information
- Full name
- Email address
- Phone number
- ZIP code
- Household size
Automatically Collected Information
- IP address
- Browser type
- Device information
Website usage data via cookies and tracking technologies
Protected Health Information (PHI)
Because we operate as a licensed health insurance brokerage, you may voluntarily provide health-related information during the inquiry process. We treat such information in accordance with applicable federal and state privacy laws, including HIPAA where applicable.
2. How We Use Your Information
We use your information to:
- Respond to your inquiry
- Provide insurance quotes and coverage options
- Contact you by phone, SMS, or email
- Schedule consultations with licensed agents
- Improve our Website and marketing efforts
- Comply with legal and regulatory obligations
We do not sell or distribute your personal information or leads to third parties.
3. Communications & Consent (TCPA Disclosure)
By submitting your information through our Website, you expressly consent to be contacted by Health Insurance Now and its licensed agents via:
- Phone call
- SMS/text message
- Automated dialing systems
Message and data rates may apply. Consent is not a condition of purchase. You may opt out of SMS communications at any time by replying STOP.
4. HIPAA Compliance
Health Insurance Now operates as a licensed insurance brokerage agency and may collect Protected Health Information (PHI) during the quoting process.
We implement administrative, physical, and technical safeguards designed to protect PHI in accordance with applicable federal regulations. However, submitting information online is done at your own risk.
5. Data Sharing & Disclosure
We do not:
- Sell leads
- Share or distribute personal information to third-party marketers
- Sell personal data for compensation
Agents may contact you directly in response to your inquiry.
We may disclose information:
- To insurance carriers when necessary to provide coverage options
- To service providers (such as CRM systems) that support our operations
- When required by law or regulatory authority
6. California Privacy Rights (CCPA)
If you are a California resident, you have the right to:
- Request disclosure of the categories and specific pieces of personal information we collect
- Request deletion of your personal information (subject to legal exceptions)
- Request correction of inaccurate information
Opt out of the sale of personal information (we do not sell personal information)
To exercise your rights, please contact us at:
We will verify your identity before processing requests.
7. Cookies & Tracking Technologies
We use:
- Google Analytics
- Google Ads tracking
- Retargeting advertising
- Call tracking software
- Readymode CRM
- Cookies and similar tracking technologies
These tools help us analyze traffic, improve advertising performance, and enhance user experience.
You may disable cookies through your browser settings, but some Website features may not function properly.
8. Data Security
We implement industry-standard security measures including:
- SSL encryption for Website submissions
- Secure CRM data storage
- Restricted access to personal data
However, no system is 100% secure, and we cannot guarantee absolute security.
9. Data Retention
10. Children’s Privacy
11. Third-Party Services
12. Changes to This Policy
13. Contact Information
Health Insurance Now
(Approved DBA of United Enrollment Services LLC)
980 N. Federal Hwy, Ste 308
Boca Raton, FL 33432
Phone: 866-243-1130
Email: info@healthinsurancenow.com
California Privacy Notice Addendum
Effective Date: February 24, 2026
This California Privacy Notice Addendum (“California Notice”) supplements the information contained in the Privacy Policy of Health Insurance Now, the approved DBA of United Enrollment Services LLC (“Company,” “we,” “us,” or “our”), and applies solely to residents of the State of California (“consumers” or “you”).
This notice is provided in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).
1. Categories of Personal Information We Collect
In the past 12 months, we have collected the following categories of personal information:
Identifiers
- Name
- Email address
- Phone number
- ZIP code
- IP address
Customer Information
- Household size
- Information provided in connection with insurance quote inquiries
Protected Health Information (PHI)
- Health-related information voluntarily submitted during the quoting process
Internet or Network Activity
- Website browsing activity
- Interaction with advertisements
- Device and browser information
Geolocation Data
- General location derived from IP address
We do not knowingly collect information from children under 13.
2. Sources of Personal Information
We collect personal information directly from:
- You, when you complete forms on our Website
- Automated tracking technologies (cookies, analytics tools)
- Marketing and advertising platforms
3. Business Purposes for Collecting Information
We collect and use personal information for the following business purposes:
- Responding to insurance inquiries
- Providing quotes and coverage options
- Communicating via phone, SMS, and email
- Marketing and retargeting
- Improving Website performance
- Complying with legal and regulatory obligations
4. Sale or Sharing of Personal Information
We do not sell personal information.
We do not sell or distribute leads to third parties.
However, we may “share” certain limited information (such as cookie-based identifiers) with advertising platforms like Google for marketing and retargeting purposes, which may qualify as “sharing” under California law.
California residents have the right to opt out of such sharing (see Section 6 below).
5. Data Retention
We retain personal information indefinitely unless deletion is requested and legally permissible.
Retention periods may vary based on:
- Regulatory requirements
- Licensing obligations
- Dispute resolution needs
- Fraud prevention
6. Your California Privacy Rights
If you are a California resident, you have the following rights:
Right to Know
You may request:
- The categories of personal information we collect
- The sources of collection
- The purposes for collection
- The categories of third parties with whom information is shared
Right to Access
You may request a copy of the specific personal information we have collected about you.
Right to Delete
You may request deletion of your personal information, subject to legal exceptions (including regulatory retention requirements applicable to licensed insurance agencies).
Right to Correct
You may request correction of inaccurate personal information.
Right to Opt-Out of Sale or Sharing
We do not sell personal information.
You may request to opt out of any “sharing” of personal information for cross-context behavioral advertising.
Right to Limit Use of Sensitive Personal Information
We only use sensitive personal information (including health-related data) for legitimate business purposes related to providing insurance quotes and services.
Right to Non-Discrimination
We will not discriminate against you for exercising your privacy rights.
7. How to Exercise Your California Rights
To submit a privacy request, please contact us:
Email: info@healthinsurancenow.com
Phone: 866-243-1130
You may designate an authorized agent to submit a request on your behalf.
We will verify your identity before processing your request.
8. Sensitive Personal Information
We may collect health-related information during the quoting process. Such information is used solely to provide insurance services and comply with regulatory requirements.
We do not use sensitive personal information for purposes unrelated to insurance brokerage services.
9. Contact Information
Health Insurance Now
United Enrollment Services LLC
980 N. Federal Hwy, Ste 308
Boca Raton, FL 33432
Phone: 866-243-1130
Email: info@healthinsurancenow.com