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Terms & Conditions

Effective Date: February 24, 2026
Welcome to Health Insurance Now, the approved DBA of United Enrollment Services LLC, a Florida limited liability company (License No. L104804). By accessing or using https://healthinsurancenow.com (the “Website”), you agree to be bound by these Terms & Conditions.
If you do not agree with these Terms, please do not use this Website.

1. Company Information

Health Insurance Now
United Enrollment Services LLC
980 N. Federal Hwy, Ste 308
Boca Raton, FL 33432
Phone: 855-407-4747
Email: info@healthinsurancenow.com
We operate as a licensed health insurance brokerage in approximately 45 states.

2. No Enrollment Through Website

This Website is a lead-generation platform only. It does not allow for direct enrollment in insurance coverage. Submission of an inquiry does not guarantee coverage, approval, or eligibility. Coverage is subject to underwriting guidelines and carrier approval.

3. No Insurance Advice or Guarantee

Information provided on this Website is for informational purposes only and does not constitute legal, medical, financial, or insurance advice.

We do not guarantee:

  • Eligibility for coverage
  • Approval of any insurance policy
  • Specific pricing
  • Coverage benefits

Final coverage terms are determined solely by the issuing insurance carrier.

4. Communications Consent

By submitting your information through this Website, you agree that Health Insurance Now and its licensed agents may contact you via:

  • Phone call
  • SMS/text message
  • Email
  • Automated dialing systems

Consent is not a condition of purchase. Standard message and data rates may apply.

You may opt out of SMS communications by replying STOP at any time.

5. HIPAA & Health Information

As a licensed insurance brokerage, we may collect health-related information during the quoting process. While we implement safeguards consistent with applicable privacy laws, no online transmission is guaranteed to be completely secure.

You agree to provide accurate and truthful information when submitting inquiries.

6. Intellectual Property

All content on this Website — including text, graphics, branding, logos, layout, and design — is the property of United Enrollment Services LLC and may not be copied, reproduced, or distributed without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Health Insurance Now and United Enrollment Services LLC shall not be liable for:

  • Any indirect, incidental, special, or consequential damages
  • Errors or omissions in Website content
  • Carrier decisions regarding coverage
  • Delays in processing

Use of this Website is at your own risk.

8. Indemnification

You agree to indemnify and hold harmless Health Insurance Now, its owners, agents, employees, and affiliates from any claims arising out of:

  • Your use of the Website
  • Submission of inaccurate information
  • Violation of these Terms

9. Third-Party Services

We may utilize third-party tools including:

  • Google Analytics
  • Google Ads tracking
  • Call tracking software
  • Readymode CRM
  • Retargeting advertising services

We are not responsible for the privacy or operational practices of third-party platforms.

10. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes shall be resolved in courts located in Palm Beach County, Florida.

11. Changes to Terms

We reserve the right to update or modify these Terms at any time. Updates will be posted on this page with a revised Effective Date. Continued use of the Website constitutes acceptance of the updated Terms.

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